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An outdoor heat pump unit mounted on a concrete pad in the front yard of a gray suburban house.

Heat pump vs Furnace in Deschutes County, Oregon

When a heat pump makes sense

If your house needs cooling in summer along with heat the other ten months, a heat pump covers both from one system. Look for a cold-climate model rather than a standard one, since winter nights here average 22°F and standard heat pumps lose heating power at that temperature. Cold-climate models are built to keep working down into that range.

When a furnace makes sense

If you already have gas line into the house and don't need cooling from the same system, a furnace is the cheaper machine to run here, since gas heat costs at least 5% less than a heat pump at Oregon prices. A furnace also doesn't lose output as the temperature drops, which matters when nights sit near 22°F for months at a time. It won't cool the house in summer, so you'd need something else for that.

When a heat pump makes sense

If your house needs cooling in summer along with heat the other ten months, a heat pump covers both from one system. Look for a cold-climate model rather than a standard one, since winter nights here average 22°F and standard heat pumps lose heating power at that temperature. Cold-climate models are built to keep working down into that range.

When a furnace makes sense

If you already have gas line into the house and don't need cooling from the same system, a furnace is the cheaper machine to run here, since gas heat costs at least 5% less than a heat pump at Oregon prices. A furnace also doesn't lose output as the temperature drops, which matters when nights sit near 22°F for months at a time. It won't cool the house in summer, so you'd need something else for that.

A grey heat pump outdoor unit mounted on a concrete pad in a suburban backyard, with a single-storey house visible behind it.

Heat pump

Runs on
Electricity
What it does
Heats and cools
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

An unfinished concrete basement containing a metal HVAC air handler, exposed wooden ceiling joists with sheet-metal ducts, a hanging bare bulb, copper pipes, and stacked cardboard boxes.

Furnace

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

Heat pump wins in Deschutes County.

Your home was likely built around 1998 or later, new enough that a cold-climate heat pump can handle the job here.

At least 5% lessto heat with natural gas than with a heat pump, at Oregon prices
22°Faverage winter low
40%of homes here heat with gas

If your home already has gas line service and you want the lower monthly cost of gas heat, a furnace is still worth choosing.

Find a contractor
Compared onHeat pumpFurnace
Cost to run hereCosts more to runAt least 5% less to run
What it doesHeats and coolsHeats only
Homes in the Pacific states that heat with one4.8%56.9%
Handles a 22°F nightStandard models lose heating power in the cold; cold-climate models are built for itYes

Sources: U.S. Energy Information Administration, U.S. Department of Energy, NOAA

When a heat pump makes sense

If your house needs cooling in summer along with heat the other ten months, a heat pump covers both from one system. Look for a cold-climate model rather than a standard one, since winter nights here average 22°F and standard heat pumps lose heating power at that temperature. Cold-climate models are built to keep working down into that range.

When a furnace makes sense

If you already have gas line into the house and don't need cooling from the same system, a furnace is the cheaper machine to run here, since gas heat costs at least 5% less than a heat pump at Oregon prices. A furnace also doesn't lose output as the temperature drops, which matters when nights sit near 22°F for months at a time. It won't cool the house in summer, so you'd need something else for that.

A Deschutes County contractor will price both against your own house, your ductwork and your panel.

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